Banking

Item

The MRA

Griffin

NESARA

Eliminates all fractional reserve banking

Yes

Yes

No

Prohibits bank loans of depositor’s funds

Yes

No

Yes

Permits non-bank private loans of depositor’s funds at risk with notification to depositors

Yes

No

N/A

Requires 100% bank reserves

Yes

Yes

No

Restricts bank reserves to Treasury credit notes

Yes

N/A

Yes

Reserves deposited with the Treasury draw interest

Yes

N/A

N/A

Provides new equations for calculating loan repayments

No

No

Yes

Eliminates compound interest on secured loans made on a fractional reserve basis

N/A

N/A

Yes

Taxes high bank monetization fees on secured loans

N/A

N/A

Yes

Banking laws benefit both lenders and borrowers

N/A

N/A

Yes

Yes

Yes

No

Reduces or eliminates the need for FDIC and other “insurance” programs

Yes

Yes

Yes

Currency Regulation

Item

The MRA

Griffin

NESARA

Eliminates future government creation of fiat currency

No

Yes

Yes

Free markets control currency creation

No

Yes

Yes

Increasing money supply controlled by the government

Yes

No

No

Forces fixed increases in the national currency supply

Yes

No

No

U.S. Treasury to regulate foreign currency exchanges

Yes

No

No

Currency Type

Item

The MRA

Griffin

NESARA

Repeals legal tender laws

No

Yes

Yes *

United States (treasury credit) notes issued

Yes

N/A

Yes

All circulating currency becomes debt/interest free

Yes

Yes

Yes

Forces use of a specific currency

Yes

No

No

Restores (constitutional) gold and silver coin

No

Yes

Yes

Restores private mintage of gold and silver coins

No

Yes

Yes

Defines and ties currency units to the physical world

No

Yes

Yes

Prohibits commingling of currency types

N/A

N/A

Yes

Monitors exchange value of various currencies

N/A

N/A

Yes

Requires “redeemability” of fiat paper currency to specie

No

Yes

No

Encourages gold and silver certificates

No

Yes

Yes

Provides for gold and silver U.S. Postal money orders

No

No

Yes

Provides mechanisms to control currency inflation

No

Yes

Yes

Debt

Item

The MRA

Griffin

NESARA

Restructures private debt on secured loans with fractional reserve banks

No

No

Yes

Eliminates U.S. Government debt held by the Fed

Yes

Yes

Yes

Eliminates U.S. Government debt held by private investors

Yes

Yes

No

Eliminates Intra-U.S. Government public debt

Yes

Yes

No

Limits creation of future U.S. Government debt to existing circulating currency

No

Yes

Yes

Time of war exception

Yes

No

No

Federal Reserve System

Item

The MRA

Griffin

NESARA

Abolishes the Fed

Yes

Yes

Yes

Treasury assumes responsibly for former Fed duties

Yes

No

Yes

Implementation

Item

The MRA

Griffin

NESARA

Authorizes Treasury printing of fiat currency for purposes of implementing changes

Yes

Yes

Yes

Requires a transition period

Yes

Yes

No

Requires incremental implementation to prevent currency inflation

Yes

N/A

No

Tax Considerations

Item

The MRA

Griffin

NESARA

Rebates excess fiat currency created and not spent by Congress to taxpayers

Yes

N/A

N/A

Eliminates Federal taxes based on income

No

No

Yes